What is the most important factor when you decide its time to buy an engagement ring?
You might be told one of the “4 C’s” of Color, Clarity, Cut or Carat Weight by the clerk serving you or the web site you found surfing. None are right!
Actually the most important factor is COST.
Your budget is where you should start, especially in today’s economy. But when it comes to a Diamond- as the ads say, “It is Forever.” Therefore, size does matter.
First determine what you can comfortably handle from a cost range. Don’t forget to consider the wedding band and man’s wedding ring also.
(BUYER BEWARE- These settings are where jewelry stores and Internet companies make huge margins!!!! Typically they use up to 3X their cost to set their retail price, that is a 200% mark up!
A typical starting point for your budget is around 2X your monthly income. Please, try to save this before you buy so you are not charging the cost and running up big interest bills which just further detracts from what should be a very joyous time.
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You can sign up HERE.
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